Free Kasasa Cash® Checking

Free Kasasa Cash® Checking

Enjoy free checking that pays. Earn high dividend earnings and refunds on ATM withdrawal fees, nationwide.*  

  • Free checking that pays high interest 
  • 5.00% APY* on balances up to $25,000  
  • 5.00% to 0.50% APY on balances over $25,000 depending on balance in account*  
  • 0.05% APY* on all balances if qualifications aren’t met  
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*  
  • Links to free Kasasa Saver® to build savings automatically   
  • No minimum balance to earn rewards  
  • No monthly maintenance fee  
  • $25 minimum deposit to open  

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:  

  • At least 12 debit card purchases 
  • At least 1 direct deposit or ACH payment transaction
  • Be enrolled in and agree to receive eStatements 

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. 

*Kasasa Cash Disclaimer

 Free Kasasa Cash Back® Checking   

Choose this free checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.^

  • Free checking that pays you back  
  • Get 5.00% cash back on debit card purchases^  
  • No category restrictions on purchases  
  • Cash back earned on as much as $200 in purchases monthly 
  • Earn as much as $120 cash back per year, $10 per month^  
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^  
  • Links to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards 
  • No monthly maintenance fee  
  • $25 minimum deposit to open  

Qualifications to Earn Cash Back

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases 
  • At least 1 direct deposit or ACH payment transaction
  • Be enrolled in and agree to receive eStatements 

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.  

^Kasasa Cash Back Disclaimer

 Free Kasasa Saver® 

Link this free account to your Kasasa® checking — and build savings automatically while earning high interest. 

  • Free account that builds your savings effortlessly 
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking 
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings 
  • 2.00% APY on balances as much as $100,000 
  • 2.00% to 0.50% APY on balances over $100,000 depending on balance in account 
  • 0.05% APY on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back 
  • No monthly maintenance fee 
  • No minimum balance to earn rewards 
  • $0 minimum deposit to open 

Qualifications to Earn the Higher Rate 

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases 
  • At least 1 direct deposit or ACH payment transaction
  • Be enrolled in and agree to receive eStatements 

 
And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.  

‡Kasasa Saver Disclaimer 

Best ForHigh InterestCash Back
AccountFree Kasasa Cash® CheckingKasasa Cash Back® Checking
Monthly Rewards– 5.00% APY* on balances as much as $25,000  
– 5.00% to 1.40% APY on balances over $25,000 depending on balance in account*
– 0.05% APY* on all balances if qualifications aren’t met
– No minimum balance to earn rewards
– No monthly maintenance fee 
– 5.00% cash back on debit card purchases^  
– Cash back earned on as much as $200 in purchases monthly^
– Earn as much as $120 cash back per year, $10 per month^
– No minimum balance to earn rewards  
– No monthly maintenance fee  
Monthly Maintenance Fee$0$0
Refunds on ATM Withdrawal FeesRefunds on ATM withdrawal fees, nationwide (up to $25 monthly)* Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^  
Free Online & Mobile Banking Access?
Free Debit Card?
Minimum Deposit to Open$25$25