Mortgages

Community First offers fixed-rate, Fannie Mae mortgages. Although owned by Fannie Mae, servicing is all done in-house and is never sold.

Secondary Market Mortgages

One of our most popular mortgages for both first-time and second-time homebuyers.

  • Interest rate is locked for life of the loan
  • Lower interest rates
  • Your payment never changes
  • 10 years
  • 15 years
  • 20 years
  • 30 years

In-House Mortgages

A mortgage that doesn’t qualify for our secondary market.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs

  • 10 years
  • 15 years
  • 20 years
  • 30 years

Home Equity

A home equity loan is a type of loan in which the borrower uses the equity of the home as collateral.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • Loan amount is dictated by the value of your property

  • 10 years
  • 15 years
  • 20 years
  • 30 years

Home Equity Line of Credit

An open line of credit in which you borrow against the equity in your home.

  • Revolving funds for home improvements
  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • 10 years
  • 15 years
  • 20 years
  • 30 years

Company NMLS ID #

Community First FCU

Jennie M Mayfield

Lynnsey M Ellafrits

Michelle L Archibald

Miranda L Carr-Reynolds

Rebecca J Harris

Robin L Olmstead

Sally S Nieto

Sally J Wade

Sara L Parker

Tara D Davidson

Timothy G Rasmussen

Vicky L Kain

Teri L Kirby

#451322

#2041026

#1659962

#999527

#1222272

#435130

#1784244

#583475

#1573523

#1785255

#2030701

#583476

#583477

#704527


Monday, October 9: ALL BRANCHES CLOSED. We will be open normal business hours, Tuesday, October 10. 24-Hour Online & Mobile Banking will be available.