Mortgages

Community First offers fixed-rate, Fannie Mae mortgages. Although owned by Fannie Mae, servicing is all done in-house and is never sold.

Secondary Market Mortgages

One of our most popular mortgages for both first-time and second-time homebuyers.

  • Interest rate is locked for life of the loan
  • Lower interest rates
  • Your payment never changes
  • 10 years
  • 15 years
  • 20 years
  • 30 years

In-House Mortgages

A mortgage that doesn’t qualify for our secondary market.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs

  • 10 years
  • 15 years
  • 20 years
  • 30 years

Home Equity

A home equity loan is a type of loan in which the borrower uses the equity of the home as collateral.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • Loan amount is dictated by the value of your property

  • 10 years
  • 15 years
  • 20 years
  • 30 years

Home Equity Line of Credit

An open line of credit in which you borrow against the equity in your home.

  • Revolving funds for home improvements
  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • 10 years
  • 15 years
  • 20 years
  • 30 years

Community First FCU

Jennie M Mayfield

Lynnsey M Ellafrits

Michelle L Archibald

Miranda L Carr-Reynolds

Rebecca J Harris

Sally S Nieto

Sally J Wade

Sara L Parker

Tara D Davidson

Timothy G Rasmussen

Vicky L Kain

Teri L Kirby

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We’re aware more members will receive calls from creditors almost instantly after applying for a mortgage.

Factual Data does not sell information on the reports that have been pulled through our systems. Unfortunately, the credit bureaus do sell trigger leads and this is why our members are receiving calls, etc. from other companies.

The only way to stop this is to have our members OPT OUT of all offers at the bureaus. They can do this by calling: 1.888.567.8688, or through this website: www.optoutprescreen.com.


Monday, May 27, 2024: ALL BRANCHES CLOSED. 24 hr ATM and Online/Mobile Banking services will still be available. We will be open normal business hours on Tuesday, May 28.