Mortgages

Community First offers fixed-rate, Fannie Mae mortgages. Although owned by Fannie Mae, servicing is all done in-house and is never sold.

Secondary Market Mortgages

One of our most popular mortgages for both first-time and second-time homebuyers.

  • Interest rate is locked for life of the loan
  • Lower interest rates
  • Your payment never changes
  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

In-House Mortgages

A mortgage that doesn’t qualify for our secondary market.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs

  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

Home Equity

A home equity loan is a type of loan in which the borrower uses the equity of the home as collateral.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • Loan amount is dictated by the value of your property

  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

Home Equity Line of Credit

An open line of credit in which you borrow against the equity in your home.

  • Revolving funds for home improvements
  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

Community First FCU

Michelle Leeann Archibald

Tara Davidson

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Rebecca J Harris

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Teri Leigh Kirby

Jennie Marie Mayfield

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Sara L Parker

Timothy Gary Rasmussen

Miranda Lee Reynolds

Sally Jo Wade

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We’re aware more members will receive calls from creditors almost instantly after applying for a mortgage.


Factual Data does not sell information on the reports that have been pulled through our systems. Unfortunately, the credit bureaus do sell trigger leads and this is why our members are receiving calls, etc. from other companies.


The only way to stop this is to have our members OPT OUT of all offers at the bureaus. They can do this by calling: 1.888.567.8688, or through this website: www.optoutprescreen.com.