Mortgages

Community First offers fixed-rate, Fannie Mae mortgages. Although owned by Fannie Mae, servicing is all done in-house and is never sold.

Secondary Market Mortgages

One of our most popular mortgages for both first-time and second-time homebuyers.

  • Interest rate is locked for life of the loan
  • Lower interest rates
  • Your payment never changes
  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

In-House Mortgages

A mortgage that doesn’t qualify for our secondary market.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs

  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

Home Equity

A home equity loan is a type of loan in which the borrower uses the equity of the home as collateral.

  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • Loan amount is dictated by the value of your property

  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

Home Equity Line of Credit

An open line of credit in which you borrow against the equity in your home.

  • Revolving funds for home improvements
  • Variable rate can adjust up or down at the end of the fixed term
  • Lower closing costs
  • 10 years
  • 15 years
  • 20 years
  • 30 years
Apply Here

Company NMLS ID #

Community First FCU

Jennie M Mayfield

Lynnsey M Ellafrits

Michelle L Archibald

Miranda L Carr-Reynolds

Rebecca J Harris

Robin L Olmstead

Sally S Nieto

Sally J Wade

Sara L Parker

Tara D Davidson

Timothy G Rasmussen

Vicky L Kain

#451322

#2041026

#1659962

#999527

#1222272

#435130

#1784244

#583475

#1573523

#1785255

#2030701

#583476

#583477


Community First Federal Credit Union will no longer offer Virtual Strongbox services. If you are a current member using this service, the last day you will have the ability to access your documents is Friday, April 21, 2023. We highly encourage you to remove your digitally saved documents in your Virtual Strongbox account, otherwise they will be forfeited.