An Emergency Savings is a term savings account designed to limit your access and build up a savings through the end of the year. Funds become available to members on December 31st.

Financial experts recommend saving up three to six months’ worth of necessary expenses. This account can help you create a savings habit, while preparing you for unexpected financial emergencies.

Emergency Savings may be open at any time of the year.

Partial withdraws will be allowed from the Emergency Savings account with a $5.00 per transaction fee.

A $5.00 closing fee will be assessed on all Emergency Savings accounts closed prior to maturity.