Rates

 

Loan Rates - Effective Wednesday, October 18, 2017
Loan TypeRates as low asTerms/Information
New Vehicle Loan2.740%Great Rates on New Cars
2016 Auto3.500%Enjoy hometown service with a great rate on a year old auto
2015 Auto3.500%Great Rates on Used Cars
2014 Auto3.500%Great Rates on Used Cars
2013 Auto5.250%Great Rates on Used Cars
2012 Auto5.750%Great Rates on Used Cars
2011 Auto and Older6.000%Get an older car, a great rate, and a hometown smile
Home Equity Loan5.500%Tap into your house's equity and save money
Personal / Consolidation Loans9.500%Because we know sometimes you just need money
Recreational5.500%Boats, snowmobiles, 4 wheelers, and motorcycles
Home Equity Line of Credit4.750%A great way to tap into your house's equity when you need it
Equipment6.000%Get an equipment loan to help your business grow
Open Line of Credit3.000%Get a line of credit and save on reapplying for your loan
For current long term mortgage rates, please call 989-352-6031, 231-937-9400, or 616-984-9700.

 

Certificate Rates - Effective Wednesday, October 18, 2017
Certificate TermAPYMinimum Deposit
3 MO CD0.240%$100.00
6 MO CD0.500%$100.00
12 MONTH CD0.750%$100.00
18 MONTH CD1.000%$100.00
24 MONTH CD1.250%$100.00
36 MONTH CD1.500%$100.00

 

 

Savings Rates - Effective Monday, June 30, 2014
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.050%$0.00$10.00
REGULAR SHARES0.050%$0.00$2,500.01
REGULAR SHARES0.100%$0.00$10,000.01
REGULAR SHARES0.100%$0.00$25,000.01
CHRISTMAS CLUB0.100%$0.00$0.00
VACATION CLUB0.100%$0.00$0.00
CHECKING0.050%$0.00$1,000.00
MONEY MARKET DRAFT0.100%$0.00$2,500.00
MONEY MARKET DRAFT0.150%$0.00$10,000.00
MONEY MARKET DRAFT0.200%$0.00$25,000.00