Rates

Loan Rates - Effective Friday, February 3, 2023
Loan TypeRates as low asTerms & Information
2023 New Vehicle Loan » 6.99% 60 M Great Rates on New Cars
2019-2022 Used Auto » 7.25% 60 M Enjoy hometown service with a great rate on a like new auto!
2018 Used Auto » 9.25% 60 M Great Rates on Used Cars
2017 Used Auto » 9.75% 60 M Great Rates on Used Cars
2016 Used Auto » 10% 54 M Great Rates on Used Cars
2015 Used Auto and Older » 10.5% 48 M Great Rates on Used Cars
Credit Card » 9.9% 36 M 1% Cash Back Rewards and More!
Home Equity Loan 7.125% 0 M Tap into your house's equity and save money
Unsecured Signature Loan » 11.75% 36 M using only your signature for collateral!
Recreational/Equipment-New » 8.25% 60 M Boats, ATVs, etc | Equipment Loan to Help Your Business Grow
Recreational/Equipment-Used » 8.75% 48 M Boats, ATVs, etc | Equipment Loan to Help Your Business Grow

For current long term mortgage rates or a home equity line of credit, please call any one of our 4 branches at:

(989) 352-6031

 

Certificate Rates - Effective Friday, February 3, 2023
Certificate TermAPYMinimum Deposit
12 MONTH CD0.7%$100
24 MONTH CD0.75%$100
36 MONTH CD1%$100

Savings Rates - Effective Tuesday, January 24, 2023
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.05% $10
SUB SHARES0.05% $0
CHRISTMAS CLUB0.05% $0
VACATION CLUB0.05% $0
CHECKING0.05% $1000
MONEY MARKET DRAFT0.1% $2500
MONEY MARKET DRAFT0.15% $10000
MONEY MARKET DRAFT0.25% $25000


Monday, February 20: ALL BRANCHES CLOSED. We will be open normal business hours, Tuesday, February 21. 24-Hour Online & Mobile Banking will be available.