Rates

Loan Rates - Effective Tuesday, May 17, 2022
Loan TypeRates as low asTerms & Information
2022 New Vehicle Loan » 2.99% 60 M Great Rates on New Cars
2018-2021 Used Auto » 3.25% 60 M Enjoy hometown service with a great rate on a like new auto!
2017 Used Auto » 5.25% 60 M Great Rates on Used Cars
2016 Used Auto » 5.75% 60 M Great Rates on Used Cars
2015 Used Auto » 6% 54 M Great Rates on Used Cars
2014 Used Auto and Older » 6.5% 48 M Great Rates on Used Cars
Credit Card 9.9% 36 M 1% Cash Back Rewards and More!
Home Equity Loan 6% 0 M Tap into your house's equity and save money
Unsecured Signature Loan » 8.75% 36 M using only your signature for collateral!
Recreational/Equipment-New » 4.25% 60 M Boats, ATVs, etc | Equipment Loan to Help Your Business Grow
Recreational/Equipment-Used » 4.75% 48 M Boats, ATVs, etc | Equipment Loan to Help Your Business Grow

For current long term mortgage rates or a home equity line of credit, please call any one of our 4 branches at:

(989) 352-6031

 

Certificate Rates - Effective Tuesday, May 17, 2022
Certificate TermAPYMinimum Deposit
12 MONTH CD0.2%$100
24 MONTH CD0.35%$100
36 MONTH CD0.5%$100

Savings Rates - Effective Saturday, January 1, 2022
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.02% $10
REGULAR SHARES0.02% $2,500
REGULAR SHARES0.02% $10,000
REGULAR SHARES0.02% $25,000
CHRISTMAS CLUB0.02% $0
VACATION CLUB0.02% $0
CHECKING0.02% $1,000
MONEY MARKET DRAFT0.07% $2,500
MONEY MARKET DRAFT0.1% $10,000
MONEY MARKET DRAFT0.15% $25,000
SUB SHARES0.02% $0
SUB SHARES0.02% $2,500
SUB SHARES0.02% $10,000
SUB SHARES0.02% $25,000


Effective Monday, May 23: Trufant branch lobby will be temporarily CLOSED for remodel. Drive-Thru & 24-Hour ATM will remain open. Lending & account opening will be available by appointment only: 989.352.6031 ext. 301