Rates

Loan Rates - Effective Wednesday, July 17, 2024
Loan TypeRates as low asTerms & Information
2024 New Vehicle Loan » 7.49% 60 M Great Rates on New Cars
2020-2023 Used Auto » 7.75% 60 M Enjoy hometown service with a great rate on a like new auto!
2019 Used Auto » 9.75% 60 M Great Rates on Used Cars
2018 Used Auto » 10.25% 60 M Great Rates on Used Cars
2017 Used Auto » 10.5% 54 M Great Rates on Used Cars
2016 Used Auto and Older » 11% 48 M Great Rates on Used Cars
Credit Card » 11.9% 36 M 1% Cash Back Rewards and More!
Home Equity Loan 7.875% 0 M Tap into your house's equity and save money
Unsecured Signature Loan » 12.25% 36 M using only your signature for collateral!
Recreational/Equipment-New » 8.75% 60 M Boats, ATVs, etc | Equipment Loan to Help Your Business Grow
Recreational/Equipment-Used » 9.25% 48 M Boats, ATVs, etc | Equipment Loan to Help Your Business Grow

For current long term mortgage rates or a home equity line of credit, please call any one of our 4 branches at:

(989) 352-6031

 

Certificate Rates - Effective Wednesday, July 17, 2024
Certificate TermAPYMinimum Deposit
6 MO CD4.25%$500
9 MO CD4.55%$500
12 MONTH CD4.5%$500
15 MONTH CD SPECIAL5%$1000
18 MONTH CD2.5%$100
24 MONTH CD4.25%$500
36 MONTH CD4%$500

Savings Rates - Effective Friday, March 31, 2023
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.05% $10
SUB SHARES0.05% $0
CHRISTMAS CLUB0.05% $0
VACATION CLUB0.05% $0
CHECKING0.05% $1000
BUSINESS CHECKING0.05% $1000
BUSINESS CHECKING0.5% $100000
BUSINESS CHECKING0.75% $250000
BUSINESS CHECKING1.01% $500000
MONEY MARKET DRAFT0.2% $2500
MONEY MARKET DRAFT0.45% $10000
MONEY MARKET DRAFT0.65% $25000