Loan Rates - Effective Sunday, October 2, 2022

Loan Type	Rates as low as	Terms	Terms & Information
2022 New Vehicle Loan »	3.24%	60 M	Great Rates on New Cars
2018-2021 Used Auto »	3.5%	60 M	Enjoy hometown service with a great rate on a like new auto!
2017 Used Auto »	5.5%	60 M	Great Rates on Used Cars
2016 Used Auto »	5.75%	60 M	Great Rates on Used Cars
2015 Used Auto »	6%	54 M	Great Rates on Used Cars
2014 Used Auto and Older »	6.75%	48 M	Great Rates on Used Cars
Credit Card »	9.9%	36 M	1% Cash Back Rewards and More!
Home Equity Loan	6.5%	0 M	Tap into your house's equity and save money
Unsecured Signature Loan »	8.75%	36 M	using only your signature for collateral!
Recreational/Equipment-New »	4.5%	60 M	Boats, ATVs, etc | Equipment Loan to Help Your Business Grow
Recreational/Equipment-Used »	5%	48 M	Boats, ATVs, etc | Equipment Loan to Help Your Business Grow

For current long term mortgage rates or a home equity line of credit, please call any one of our 4 branches at:

(989) 352-6031

 

Certificate Rates - Effective Sunday, October 2, 2022

Certificate Term	APY	Minimum Deposit
12 MONTH CD	0.2%	$100
24 MONTH CD	0.35%	$100
36 MONTH CD	0.5%	$100

Savings Rates - Effective Saturday, January 1, 2022

Account Type	APY	Minimum Deposit	Minimum Balance
REGULAR SHARES	0.02%		$10
REGULAR SHARES	0.02%		$2,500
REGULAR SHARES	0.02%		$10,000
REGULAR SHARES	0.02%		$25,000
CHRISTMAS CLUB	0.02%		$0
VACATION CLUB	0.02%		$0
CHECKING	0.02%		$1,000
MONEY MARKET DRAFT	0.07%		$2,500
MONEY MARKET DRAFT	0.1%		$10,000
MONEY MARKET DRAFT	0.15%		$25,000
SUB SHARES	0.02%		$0
SUB SHARES	0.02%		$2,500
SUB SHARES	0.02%		$10,000
SUB SHARES	0.02%		$25,000