Rates

 

Loan Rates - Effective Monday, December 9, 2019
Loan TypeRates as low asTerms/Information
New Vehicle Loan3.240%Great Rates on New Cars
2016-2018 Used Auto3.500%Enjoy hometown service with a great rate on a like new auto!
2015 Used Auto5.500%Great Rates on Used Cars
2014 Used Auto6.000%Great Rates on Used Cars
2013 Used Auto6.250%Great Rates on Used Cars
2012 Used Auto and Older6.750%Great Rates on Used Cars
Credit Cards9.900%1% Cash Back Rewards and More!
Home Equity Loan6.250%Tap into your house's equity and save money
Personal / Consolidation Loans9.500%Because we know sometimes you just need money
Recreational/Equipment-New5.000%Boats, ATVs, etc | Equipment Loan to Help Your Business Grow
Recreational/Equipment-Used5.500%Boats, ATVs, etc | Equipment Loan to Help Your Business Grow
Open Line of Credit9.500%Get a line of credit and save on reapplying for your loan

For current long term mortgage rates or a home equity line of credit, please call:

Lakeview Branch: (989) 352-6031

Howard City Branch: (231) 937-9400

Trufant Branch (616) 984-9700

Morley Branch: (231) 307-6164

 

Certificate Rates - Effective Monday, December 9, 2019
Certificate TermAPYMinimum Deposit
3 MO CD0.240%$100.00
6 MO CD0.740%$100.00
12 MONTH CD1.500%$100.00
18 MONTH CD1.750%$100.00
24 MONTH CD2.000%$100.00
36 MONTH CD2.250%$100.00

 

 

Savings Rates - Effective Monday, June 30, 2014
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.050%$0.00$10.00
REGULAR SHARES0.050%$0.00$2,500.01
REGULAR SHARES0.100%$0.00$10,000.01
REGULAR SHARES0.100%$0.00$25,000.01
CHRISTMAS CLUB0.100%$0.00$0.00
VACATION CLUB0.100%$0.00$0.00
CHECKING0.050%$0.00$1,000.00
MONEY MARKET DRAFT0.100%$0.00$2,500.00
MONEY MARKET DRAFT0.150%$0.00$10,000.00
MONEY MARKET DRAFT0.200%$0.00$25,000.00