Rates

Loan Rates - Effective Wednesday, April 1, 2026
Loan Type	Rates as low as	Terms	Terms & Information
	%

For current long term mortgage rates or a home equity line of credit, please call any one of our 4 branches at:

(989) 352-6031

Certificate Rates - Effective Wednesday, April 1, 2026
Certificate Term	APY	Minimum Deposit
	%	$

Savings Rates - Effective Wednesday, April 1, 2026
Account Type	APY	Minimum Deposit	Minimum Balance
	%	$	$

Stay Alert for Scams! Important Tips: CFFCU will never call and ask for personal information like your SSN, card number (expiration date), or online banking details. If someone does, hang up immediately. Never share your SSN, card number (expiration date), or online banking information over the phone. If you’re unsure, call the company back using their official phone number. One-Time Passcodes should never be shared with anyone. If our Fraud Monitoring Service contacts you, be honest about unauthorized charges—this helps block transactions you didn’t approve. Your security matters to us!