Member Learning Center

Please visit our Membership page to see if you qualify for membership at Community First.

Yes! Search ‘Community First FCU’ in your app store and look for our logo.

  • Download here:
  • Our Mobile App offers Remote Deposit Capture to deposit your checks for qualified members
  • Members can also signup for our Cash Back Rewards Program, submit Limit Changes and Travel Notifications, LoanPay Xpress, and more!

To activate your Debit or Credit Card please call 800-466-0040.

During business hours, please call any one of our branches:

989-352-6031

After CFFCU is closed, please call:

• Debit Cards: 888-241-2510

• Credit Cards: 888-241-2510 (within the US), 909-941-1398 (outside of the US)

With this on-demand posting, Community First is now able to post your pending ACH deposits early for a $5 fee.

With LoanPay Xpress you can now pay your CFFCU loan payment with an outside credit/debit card or checking/savings account. Setup your payment here.

Requirements:

  • Must log into It’s Me 247 banking
  • Must have a checking account

After enrolling, click “Send New Payment”. Fill out the name of the recipient along with their email address or mobile phone number. This will then send them a notification allowing them to securely input their banking information. Payments normally post in 1-2 business days.

Phone Number: (800) 860-5704

  • Credit Union Access Code: 048
  • PIN: Last 4 digits of main account owner’s Social Security Number

*Approval for the service is subjected to CFFCU’s criteria and is not guaranteed in any way.

  • At least 16 years of age
  • Account and loan must be in good standing
  • No charged off accounts with the Credit Union
  • Must have a valid mailing address on file at the Credit Union
  • Must have a valid email address on file at the Credit Union
  • Must have a valid phone number on file

No, you cannot deposit more than one check during a single transaction. However, you may make multiple transactions in one day.

If it passes Real-Time qualifications, almost immediately. Which include:

  • Good image quality
  • “For Mobile Deposit Only at CFFCU” written below signature on back of check
  • Is within dollar limits set forth by CFFCU. For exact amounts please contact CFFCU.
  • Items received before 3:30 PM EST will be posted the same business day. Items received after 3:30 PM EST will be posted the following business day.
  • If it does NOT pass Real-Time qualifications, the check will be manually reviewed at 9:00 AM, 1:00 PM, and 4:00 PM EST (plus or minus half an hour) Monday through Friday.
  • For at least 60 days after signing up for Remote Deposit Capture, all checks will be manually reviewed at 9:00 AM, 1:00 PM, and 4:00 PM EST (plus or minus half an hour) Monday through Friday.


Stay Alert for Scams! We often see an increase in scam attempts during the holiday season, and we want to help you stay safe. Important Tips: CFFCU will never call and ask for personal information like your SSN, card number, or online banking details. If someone does, hang up immediately. Never share your SSN, card number, or online banking info over the phone. If you’re unsure, call the company back using their official phone number. One-Time Passcodes should never be shared with anyone. If our Fraud Monitoring Service contacts you, be honest about unauthorized charges—this helps block transactions you didn’t approve. Your security matters to us. Stay alert and enjoy a safe, happy holiday season!