ACH Origination Services

Reduce costs of check stock, postage, and payroll staff time. Send employees their payroll to any financial institution in the United States.

Employees’ money is available quicker
No lost payroll checks in the mail
No waiting for checks to clear your business checking account
Secure site for employer

All members must be approved for a credit exposure limit by a loan officer of Community First Federal Credit Union based on the following criteria:

Financial Statement
Income Tax Review
Credit Bureau Report
Credit Risk Rating Score
The Overall Membership Relationship

Community First Federal Credit Union together with each Originator shall execute an agreement that binds the Originator to the ACH Rules, defines the responsibilities of both parties, and identifies processing requirements for specific application-related procedures.

ACH Origination Agreement

Stay Alert for Scams! We often see an increase in scam attempts during the holiday season, and we want to help you stay safe. Important Tips: CFFCU will never call and ask for personal information like your SSN, card number, or online banking details. If someone does, hang up immediately. Never share your SSN, card number, or online banking info over the phone. If you’re unsure, call the company back using their official phone number. One-Time Passcodes should never be shared with anyone. If our Fraud Monitoring Service contacts you, be honest about unauthorized charges—this helps block transactions you didn’t approve. Your security matters to us. Stay alert and enjoy a safe, happy holiday season!