About Us

Community First Federal Credit Union was founded by Alfred and Jean Nienhuis in Lakeview, Michigan on June 27th, 1985.

We opened our second branch in Howard City, Michigan in 2009. Shortly after, our Trufant Branch opened in Trufant, Michigan in 2012. In 2018, our fourth branch opened in Morley, Michigan. In 2025, we joined the Edmore community with an ATM, along with expanding to the Remus community with the opening of our fifth branch in Remus, Michigan.

The success of Community First Federal Credit Union is driven by the wonderful communities that we serve.

We are Community First. Community Strong.

For a full financial report of Community First Federal Credit Union, visit NCUA.gov and enter charter number 24199.

“Amazing People Creating Financial Freedom.”


Our phone system has been upgraded! Please call 989-352-6031 and our team will be happy to assist you as usual. | Stay Alert for Scams! We often see an increase in scam attempts during the holiday season, and we want to help you stay safe. Important Tips: CFFCU will never call and ask for personal information like your SSN, card number, or online banking details. If someone does, hang up immediately. Never share your SSN, card number, or online banking info over the phone. If you’re unsure, call the company back using their official phone number. One-Time Passcodes should never be shared with anyone. If our Fraud Monitoring Service contacts you, be honest about unauthorized charges—this helps block transactions you didn’t approve. Your security matters to us!