Checking

Community First offers checking accounts to members with no required minimum balance, no service charges, and no check fees.

  • No required minimum balance
  • No service charges
  • No check fees

We offer instant issue debit cards at our Lakeview and Howard City branches, allowing you to take home your debit card the same day. You may pick up your debit card the next day at our Trufant and Morley branches. We also offer a mailed option as well.

With your Community First debit card, you can access your account for no surcharge at nearly 30,000 ATMs nationwide with the CO-OP ATM Network.

Lost or stolen debit card? Call (888) 241-2510

Checks are available for members, starting at $17.00 per order. Community First offers FREE checks to members who are 62+.

To order checks, simply call or visit us at any branch location. You may also order online here.


Community First Federal Credit Union will no longer offer Virtual Strongbox services. If you are a current member using this service, the last day you will have the ability to access your documents is Friday, April 21, 2023. We highly encourage you to remove your digitally saved documents in your Virtual Strongbox account, otherwise they will be forfeited.