Schedule of Fees


Credit Reference Info$10.00
Loan Application FeeYou may be charged a loan fee up to $45
Home Equity Application Fee






Construction Loan Application Fee$750.00
Late Fee (15 day grace period)$25.00
Payday Loan$20.00
Pay by phone with Credit Card



$400.00 or Below…Free


Above $400.00…$5.00

Replacement Credit Card$10.00


IncomingNo fee

Checking Accounts:

Balancing/Research$10/hour (1 hour minimum)
Foreign DraftVaries based on current conversion
Overdraft Protection Transfer > $10.00$5.00
Non-Sufficient funds (NSF)$30.00
Special Services-Collections$10.00
Stop Payment$15.00
Replacement Debit/ATM Card$10.00
Re-Issued Card/New PIN$5.00

Savings Accounts:

Membership Enrollment$10.00
Christmas/Vacation Club Early Withdrawal$5.00 per transaction
Money Market Withdraws over 6 per month$10.00
Money Market Balance below $2,500 per month$10.00

IRA Accounts:

Contact IRA Specialist 


Deposited Item Returned to CU$10.00
Gift Cards$3.00
Reloadable Prepaid Cards$12; Reload $5
Fax/Email Charge$1.00/page
Fax Charges – Foreign$10.00/page
Fax – Incoming$.10/page
Money Orders$2.00 members; $3.00 non-members
Cashier’s Checks$2.00 members; $3.00 non-members
Notary Public Services$1.00/page for non-members
Dormant Account Fee (After 18 Months)$5.00
Return Statement Fee$5.00
Close/Reopen Account within 6 months$5.00
Coin Machine4% members; 8% non-members
Phone TransferUp to $1
Research$10/hour (1 hour minimum)

Safety Deposit Boxes (Trufant Branch):

3×5 (small)$25.00 annually
3×10 (large)$35.00 annually

Fees as of January 1, 2019, subject to change.

Monday, February 20: ALL BRANCHES CLOSED. We will be open normal business hours, Tuesday, February 21. 24-Hour Online & Mobile Banking will be available.