Schedule of Fees

Loans:

 
Credit Reference Info$10.00
Loan Application FeeYou may be charged a loan fee up to $45
Home Equity Application Fee

 

 

Initial…$600.00

 

Rewrite…$250.00

Construction Loan Application Fee$750.00
Late Fee (15 day grace period)$25.00
Payday Loan$20.00
Extension$30.00
Pay by phone with Credit Card

 

 

$400.00 or Below…Free

 

Above $400.00…$5.00

Replacement Credit Card$10.00
  

Wires:

 
Domestic$15.00
Foreign$35.00
IncomingNo fee
  

Checking Accounts:

 
Balancing/Research$10/hour (1 hour minimum)
Foreign DraftVaries based on current conversion
Overdraft Protection Transfer > $10.00$5.00
Non-Sufficient funds (NSF)$30.00
Special Services-Collections$10.00
Stop Payment$15.00
Replacement Debit/ATM Card$10.00
Re-Issued Card/New PIN$5.00
  

Savings Accounts:

 
Membership Enrollment$10.00
Christmas/Vacation Club Early Withdrawal$5.00 per transaction
Money Market Withdraws over 6 per month$10.00
Money Market Balance below $2,500 per month$10.00

IRA Accounts:

 
Contact IRA Specialist 
  

Miscellaneous:

 
Deposited Item Returned to CU$10.00
Gift Cards$3.00
Reloadable Prepaid Cards$12; Reload $5
Fax/Email Charge$1.00/page
Fax Charges – Foreign$10.00/page
Fax – Incoming$.10/page
Copies$0.25/page
Money Orders$2.00 members; $3.00 non-members
Cashier’s Checks$2.00 members; $3.00 non-members
Notary Public Services$1.00/page for non-members
Dormant Account Fee (After 18 Months)$5.00
Garnishment$50.00
Return Statement Fee$5.00
Close/Reopen Account within 6 months$5.00
Coin Machine4% members; 8% non-members
Phone TransferUp to $1
Research$10/hour (1 hour minimum)
  

Safety Deposit Boxes (Trufant Branch):

 
3×5 (small)$25.00 annually
3×10 (large)$35.00 annually

Fees as of January 1, 2019, subject to change.


Now Accepting Bid Offers: New Howard City Branch LocationMore Information
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