Schedule of Fees

Loans:
Credit Reference Info $10.00
Loan Processing Fee Up to $45
Home Equity Processing Fee Initial…$650.00
  Rewrite…$250.00
Portfolio Mortgage Processing Fee $650.00
Construction Loan Processing Fee $750.00
Late Fee (15-day grace period) $25.00
Payday Loan $20.00
Extension $30.00
Pay by phone with Credit Card  $1.00 – $499.99…$10.00
  $500.00 – $999.99…$20.00
  $1000.00 – $1500.00…$30.00
Replacement Credit Card $10.00
Wires:
Domestic $15.00
Foreign $35.00
Incoming No fee
Checking Accounts:
Balancing/Research $10/hour (1 hour minimum)
Foreign Draft Varies based on current conversion
Overdraft Protection Transfer > $10.00 $5.00
Non-Sufficient funds (NSF) $30.00
Special Services-Collections $10.00
Stop Payment $15.00
Replacement Debit/ATM Card $10.00
Re-Issued Card/New PIN $5.00
Savings Accounts:
Membership Enrollment $10.00
Christmas/Vacation Club Early Withdrawal $5.00 per transaction
Money Market Withdraws over 6 per month $10.00
Money Market Balance below $2,500 per month $10.00
IRA Accounts:
Contact IRA Specialist
Miscellaneous:
Deposited Item Returned to CU $10.00
Gift Cards $3.00
Reloadable Prepaid Cards $12; Reload $5
Fax/Email Charge $1.00/page
Fax Charges – Foreign $10.00/page
Fax – Incoming $.10/page
Copies $0.25/page
Money Orders $2.00 members; $3.00 non-members
Cashier’s Checks $2.00 members; $3.00 non-members
Notary Public Services $1.00/page for non-members
Dormant Account Fee (After 18 Months) $5.00
Garnishment $50.00
Return Statement Fee $5.00
Close/Reopen Account within 6 months $5.00
Coin Machine 4% members; 8% non-members
Phone Transfer Up to $1
Research $10/hour (1 hour minimum)
Safety Deposit Boxes (Trufant Branch):
3×5 (small) $25.00 annually
3×10 (large) $35.00 annually

Fees as of April 1, 2021. Subject to change.