Loan Application Fees:
Consumer Loan ($2,500.00 and below): $30.00 Fee
Consumer Loan ($2,500.01 and above): $60.00 Fee
Tax Refund Loans (Member 12 months or longer): 70% of Refund | $75.00 Fee
Tax Refund Loans (Member fewer than 12 months): 50% of Refund | $75.00 Fee
Home Equity or Mortgages: Please contact a loan officer:
Lakeview Branch: (989) 352- 6031
Howard City Branch: (231) 937- 9400
Trufant Branch: (616) 984- 9700
Morley Branch: (231) 307- 3164
Your credit report will be ran once you submit your loan application.
From new to used, we offer great rates on auto loans.
To get a good idea about your trade in value or to make sure you’re getting a great deal on your next automobile, visit www.nadaguides.com today!
An all purpose loan to help you with whatever you choose.
From fun in the sun to a blast in the snow, a recreational loan will help you get the toy to make it possible.
The Share Secured Loan is a low interest loan designed to help build your credit.
Apply for a line of credit loan that is only used for overdraft protection on your checking. When needed, funds in $10 increments will be transferred from the loan to the checking. There is no fee for the transfer at that time, no matter how much or how many times it transfers. You only pay back the funds transferred and the interest on those funds.
Borrow against your home’s equity to help you when you need it.
Our credit union offers fixed-rate, Fannie Mae mortgages for 30, 20, 15 & 10 years. Although owned by Fannie Mae, servicing is done in-house and is never sold. We offer first-time home-buyer loans, as well as Rural Development mortgages, with as little as 0% down for qualifying buyers. We also offer construction loans. Call today for more information and to get pre-qualified.
To learn more about our fixed-rate mortgages or begin the application process, visit:
In accordance with NCUA regulations the following individuals are authorized on behalf of Community First Federal Credit Union which has the company NMLS #451322 to underwrite mortgage loans:
|Loan Officer||NMLS ID #|
|Timothy G Rasmussen||583476|
|Vicky L Kain||583477|
|Sally S Nieto||583475|
|Michelle L Archibald||999527|
|Rebecca J Harris||435130|
|Miranda L Carr||1222272|
|Sally J Wade||1573523|
|Jennie M Mayfield||1659962|
|Gina M Ridolphi||1689908|
|Lynnsey M Ellafrits||1784474|
|Robin L Olmstead||1784244|
|Sara L Parker||1785255|
For a one-time fee of $399.00, this insurance will pay off any outstanding loan balance after payment by your insurance company on a totaled vehicle. It will also give you $1,000.00 towards your next vehicle, if you finance it through Community First Federal Credit Union.
Disability or Life Insurance
We offer Disability or Life Insurance on all of our in-house loans. Conditions apply, please contact a loan officer for details.