Loans

Auto

From new to used we offer great rates on auto loans.

To get a good idea about your trade in value or to make sure you’re getting a great deal on your next automobile, visit www.nadaguides.com today!

 

Personal/Unsecured

An all purpose loan to help you with whatever you choose.

 

Recreational

From fun in the sun to a blast in the snow, a recreational loan will help you get the toy to make it possible.

 

Share Secured

The Share Secured Loan is a low interest loan designed to help build your credit.

 

Overdraft

Apply for a line of credit loan that is only used for overdraft protection on your checking.  When needed funds in $10 increments will be transferred from the loan to the checking.  There is no fee for the transfer at that time no matter how much or how many times it transfers.  You only pay back the funds transferred and the interest on those funds.

 

Home Equity

Borrow against your home’s equity to help you when you need it.

 

Fixed-Rate Mortgage

Our credit union offers fixed-rate, Fannie Mae mortgages for 30, 20, 15 & 10 years. Although owned by Fannie Mae, servicing is done in-house and is never sold. We offer first-time home-buyer loans, as well as Rural Development mortgages, with as little as 0% down for qualifying buyers. We also offer construction loans.  Call today for more information and to get pre-qualified.

 

To learn more about our fixed-rate mortgages or begin the application process, visit:

 Community First FCU Mortgages 

 

In accordance with NCUA regulations the following individuals are authorized on behalf of Community First Federal Credit Union which has the company NMLS #451322 to underwrite mortgage loans:

Name Loan Officer NMLS ID:
Timothy G Rasmussen 583476
Vicky L Kain 583477
Sally S Nieto 583475
Michelle L Archibald 999527
Rebecca J Harris 435130
Miranda L Carr 1222272
Sally J Wade 1573523

 

Insurance on Our Loans

We offer GAP insurance on our automobile loans.  For a one-time fee, this insurance will pay off any outstanding loan balance after payment by your insurance company on a totaled vehicle.   It will also give you $1,000.00 towards your next vehicle if you finance it through CFFCU.

We also offer Disability or Life Insurance on all our in-house loans.  Conditions apply, contact a loan officer for details.