There is a loan application fee of $30 for most loans. Tax Refund loans have an application fee of $60. Your credit report will be ran once you submit your loan application. For the application fee for Home Equity or Mortgages, please contact a loan officer at:
Lakeview Branch 989-352-6031
Howard City Branch 231-937-9400
Trufant Branch 616-984-9700
Thank you for choosing Community First Federal Credit Union!
From new to used we offer great rates on auto loans.
To get a good idea about your trade in value or to make sure you’re getting a great deal on your next automobile, visit www.nadaguides.com today!
An all purpose loan to help you with whatever you choose.
From fun in the sun to a blast in the snow, a recreational loan will help you get the toy to make it possible.
The Share Secured Loan is a low interest loan designed to help build your credit.
Apply for a line of credit loan that is only used for overdraft protection on your checking. When needed funds in $10 increments will be transferred from the loan to the checking. There is no fee for the transfer at that time no matter how much or how many times it transfers. You only pay back the funds transferred and the interest on those funds.
Borrow against your home’s equity to help you when you need it.
Our credit union offers fixed-rate, Fannie Mae mortgages for 30, 20, 15 & 10 years. Although owned by Fannie Mae, servicing is done in-house and is never sold. We offer first-time home-buyer loans, as well as Rural Development mortgages, with as little as 0% down for qualifying buyers. We also offer construction loans. Call today for more information and to get pre-qualified.
To learn more about our fixed-rate mortgages or begin the application process, visit:
In accordance with NCUA regulations the following individuals are authorized on behalf of Community First Federal Credit Union which has the company NMLS #451322 to underwrite mortgage loans:
|Loan Officer||NMLS ID #|
|Timothy G Rasmussen||583476|
|Vicky L Kain||583477|
|Sally S Nieto||583475|
|Michelle L Archibald||999527|
|Rebecca J Harris||435130|
|Miranda L Carr||1222272|
|Sally J Wade||1573523|
|Jennie M Mayfield||1659962|
|Gina M Ridolphi||1689908|
|Teri L Kirby||704527|
Insurance on Our Loans
We offer GAP insurance on our automobile loans. For a one-time fee, this insurance will pay off any outstanding loan balance after payment by your insurance company on a totaled vehicle. It will also give you $1,000.00 towards your next vehicle if you finance it through CFFCU.
We also offer Disability or Life Insurance on all our in-house loans. Conditions apply, contact a loan officer for details.